FRUSTRATED!

I got an email today from our agency saying our home study is not approved because our home study guy is independently owned.  Why are they just now telling me this when 4 months ago they reviewed our home study for corrections and didn't say one word about him not being contracted with an agency.  I immediately got on the phone and called him, which he is very hard to get a hold of, for some reason today he answered, thank you Lord!  He told me he had never been denied before so he wasn't for sure what was going on.  I told him well I would appreciate it if you would figure out the problem and fix it because I don't want to be out $1000.  What a headache!  We are so close and this would be a huge stumbling block in our process.  Please if you are reading this, PRAY!!!  When I get more answers I will keep you posted.